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OD Insurance

An overdose means a wasted dose and time in hospital. Insurance pays you back in Xanax if it happens.

1. Pick your cover

One dose, or a pass for a week of Xanax. Get a policy code.

2. Send the premium

Send the Xanax to YoyoTradeHub with the code as the message. You're covered from that moment.

3. Overdosed? Claim it

Paste the overdose event from Torn. Once checked, the payout is sent to you in Xanax.

Example: you send 1 Xanax and take your dose. If you overdose within 2 hours, you get 33 Xanax. If you don't, the premium is the price of the peace of mind.

Connect with Torn CityLimited Access Required

Use a Limited Access key. It is read-only: it lets the Hub read your profile, tradeable inventory and bazaar, and cannot send money, move items or act on your account. Create a Limited key on Torn ↗ · Copy the new key and paste it above. Want to give even less? Make a Custom key with only what the Hub reads ↗ (profile, inventory, bazaar and your trade log; Torn shows the list before you create it). · Torn API ToS table

How your key is stored
  • Your key is used to sync your profile and items (and, if ticked, your finished trades): the Hub server does not save it. This browser tab keeps it until you close it, so Refresh inventory works without pasting it again.
  • Never provide a Full Access key for market browsing.
  • Ledger sync is separate and opt-in; it asks for log permission.

1. Pick your cover

You pay 1 Xanax. If you overdose within 2 hours, you get 33 Xanax.
  • Single dose: covers one dose taken within 2 hours of sending the premium. Take several at once? Pick the number of doses (x2, x3…).
  • Pass: covers every Xanax for 7 days (8 during events), and pays each overdose.
  • Perks: with the faction overdose perk or a 7★ Nightclub you overdose less, so the payout is higher. Your perks are checked on a claim.

2. Send the premium

No pending policies.

3. Overdosed? Claim it

Submit within 48 hours after the policy window closes. Forward the official OD event in Torn to YoyoTradeHub as well. An administrator checks the dose time, drug, perks and payout before approval.

My policies and claim status

No policies yet.